THE LLS JOURNAL

Notes from the desk.

Market notes, investor education, borrower FAQs, and the occasional unpopular opinion from twelve years of underwriting.


Featured:

Mid-Year Check-In with Liquid Lending
Borrowers Lauren Forsch Borrowers Lauren Forsch

Mid-Year Check-In with Liquid Lending

Liquid Lending Solutions is halfway through its biggest year yet. Co-founder Owen Dashner sat down to share what's driving record loan activity, how a new partnership with a real estate coaching group has tripled incoming deal flow, and why bulk portfolio acquisitions are one of the most exciting strategies on the table right now.

For borrowers, the message is clear: speed still wins. While traditional banks face uncertainty and slow timelines, Liquid Lending continues to close deals in as little as a week. For investors in the fund, a diversified portfolio of 70–80 active loans is targeting 8–10% annual returns. Read on for a candid mid-year update from the team.

Read More
The Biggest Risk Factors That Make or Break a Real Estate Deal, According to Experienced Investors
Borrowers Lauren Forsch Borrowers Lauren Forsch

The Biggest Risk Factors That Make or Break a Real Estate Deal, According to Experienced Investors

What separates a profitable real estate deal from a costly mistake? According to Owen Dashner, Co-Founder of Liquid Lending Solutions — a hard money lending firm that has funded over $100 million across 400+ transactions — it almost always comes down to preparation and risk awareness.

In this post, Owen breaks down the six most common risk factors he sees derail real estate deals: overpaying on the purchase price, underestimating rehab costs, overlooking soft costs like utilities and insurance, running short on cash reserves, taking on complex projects without the right experience, and ignoring appraisal risk when planning to refinance.

Whether you're a first-time flipper or a seasoned investor, understanding these pitfalls before you write your first check is what keeps deals profitable — and lenders confident. Read on to learn what makes a deal solid in the eyes of an experienced hard money lender.

Read More