THE LIQUID LENDING FUND • REG D, RULE 506(C)

Be the Bank.
Collect Monthly.

Earn 8–10% annual returns backed by real estate.

No landlording. No deal sourcing. No headaches.

ACCREDITED INVESTORS ONLY

$100M+

CAPITAL DEPLOYED

Across company

525+

LOANS FUNDED

Since inception

$5M+

RETURNED TO INVESTORS

Monthly, interest-only

$1.66M

RECENT YEAR DISTRIBUTIONS

Distributions to date

0

MISSED PAYMENTS

Lifetime to Investors

THE OPPORTUNITY

Banks left. We stepped in.

Real estate investors need fast, flexible capital to acquire and renovate properties. Traditional banks move too slow, require too much documentation, and won't lend on distressed assets. Liquid Lending Solutions fills this gap — originating short-term, asset-backed loans in Midwest markets where institutional lenders don't compete.

Traditional Bank

— 60-90 day close

— Extensive documentation required

— Won’t touch distressed assets

— Rigid, inflexible terms

Liquid Lending Solutions

→‍ 7–14 day close

Streamlined Underwriting

Specializes in value-add assets

Operator-designed terms

HOW IT WORKS

You’re the bank. We do the work.


STEP 01

You

Invest via promissory note. Minimum $50,000. Up to 4-year term.


STEP 02

The Fund

Pools investor capital. Managed by Liquid Lending Fund Manager, LLC.


STEP 03

The Operator

LLS originates and services loans to vetted real estate investors.


STEP 04

Real Property

65–75% LTV after repair value. First-position lien, Midwest focus.

DEAL ANATOMY

What a typical loan looks like.

FIX & FLIP LOAN
BORROWER: 8-UNIT PORTFOLIO, 5-YEAR TRACK RECORD

Purchase Price

$165,000

Rehab Budget

$45,000

After-Repair Value

$285,000

Loan Amount

$168,000

Loan-to-ARV

Duration

59%

6 months

Outcome

Repaid in full - 6 mo
BRIDGE LOAN
BORROWER: REPEAT INVESTOR

Purchase Price

Rehab Budget

Loan-to-ARV

$206,000


After-Repair Value

Loan Amount

6 months

Outcome

$45,000
$275,000

$206,000

75%

Duration

-

*Anonymized representative transactions. Past performance does not guarantee future results.

How we protect your capital.

RISK MANAGEMENT

1st Position Liens


First-position liens on real property for over 95% of our loans. No unsecured lending.

Conservative LTV


Pools investor capital. Managed by Liquid Lending Fund Manager, LLC.

Midwest Market Focus


Lower price points, less volatility, higher yields. Sub-$500K loan sweet spot where institutional lenders don't compete.

Borrower Vetting


Almost all borrowers have experience and track record. Repeat borrowers generate the majority of deal flow.

Operator Alignment


LLS team has 50+ years combined experience and personal capital at risk in the same Midwest markets.

WHAT SUCCESS LOOKS LIKE

This is what mailbox money looks like.

No tenants. No renovations. No deal sourcing. Just a payment by the 10th.

INVEST

$100,000

AT 8% ANNUALLY
MONTHLY PAYMENT

$667

deposited every month

INVEST

$250,000

AT 9% ANNUALLY
MONTHLY PAYMENT

$1,875

deposited every month

INVEST

$500,000

AT 10% ANNUALLY
MONTHLY PAYMENT

$4,167

deposited every month

WHERE THIS FITS

Compared to your alternatives.

CDs/Treasuries

4-5%
High
None
Full
None
YIELD
LIQUIDITY
VOLATILITY
TRANSPARENCY
EFFORT

Public REITs

4-6%
Medium
Quarterly
None
High

LLS Fund

8-10%
Term-based
None
Monthly
None
INVESTMENT TERMS

Clear terms. No surprises.

INSTRUMENT

Promissory Note


OFFERING TYPE

Reg D, Rule 506(c)


ELIGIBILITY

Verified Accredited (U.S.)


MINIMUM

$50,000


DURATION

2 Years


INTEREST ACCRUAL

Day 1


PAYMENT FREQUENCY

Monthly, Interest-Only


PAYMENT DATE

6th of the month


TAX DOCUMENTATION

1099

INVEST
ANNUAL INTEREST

$50k-$249k

8%

INVEST

$500k+

ANNUAL INTEREST

10%

INVEST
ANNUAL INTEREST

$250k-$499k

9%

MARKET THESIS

Midwest: underserved. underpriced. ours.

Geographic focus isn't a limitation — it's a moat. That moat keeps capital deployed, pipeline full, and your returns consistent.

SWEET SPOT

Sub-$500K

PRIMARY MARKETS

NE, IA, KS, MO, SD

NETWORK MEMBERS

3,300+

Less Competition

Institutional lenders target $2M+ loans in coastal markets. Below $500K in the Midwest? That's our lane — and your capital's advantage.

Lower Volatility

Midwest home prices move slowly. No speculative booms. No crashes. Predictable collateral values mean more consistent returns for you.

Operator Advantage

We built our network here. 3,300+ meetup members. Repeat borrowers. Relationships institutional lenders can't replicate or buy.

ENTITY STRUCTURE

Transparent by design.

THE MANAGER

Liquid Lending Fund, LLC

Pools investor capital via promissory notes. Nebraska LLC.

THE FUND

Liquid Lending Fund Manager, LLC

Manages the fund and all investor relations. Nebraska LLC.

THE OPERATOR

Liquid Lending Solutions, LLC

Originates, underwrites & services all borrower loans. Active since inception.

The fund lends to LLS, an operating affiliate under common management. This structure is fully disclosed in the PPM. It enables deployment through an experienced originator with an aligned track record — not an arm's-length counterparty with different incentives.

RELATED-PARTY DISCLOSURE:
THE TEAM

Operators, not bankers.

Owen Dashner

CO-FOUNDER

20+ years RE investing. 300+ rentals. 400+ flips. Co-host REIA Radio. Former HP, ConAgra, IBM leadership.

20+ years across asset classes means he knows a good deal before the numbers confirm it. Read more→‍

Chris Pomerleau

CO-FOUNDER

Attorney. $330M+ AUM. 3,300+ multifamily units. 13+ years RE investing. Originated LeavenWealth.

13 years underwriting deals means he's seen every loan you're funding — from the inside. Read more→‍

Brandon Tauber

CO-FOUNDER

15 years U.S. Treasury trading at CBOT. Kelley School of Business. Hundreds of RE transactions.

Treasury trading background means he understands yield, risk, and what disciplined capital deployment actually looks like. Read more→‍

Collin Schwartz

CO-FOUNDER

9+ years in alternative assets. Helped scale LeavenWealth from $0 to $330M. Founded NE's largest RE investor meetup.

Built the operator network that keeps your capital deployed and the pipeline full. Read more→‍

Luke Schollmeyer

DIRECTOR OF OPERATIONS

M.S. in Management, Doane University. 25+ years of corporate leadership. $11M+ in residential RE transactions..

Luke's operational systems keep LLS running efficiently — so every borrower gets a fast, professional experience. Read more→‍

THE INVESTOR EXPERIENCE

What happens after you invest.

STEP 01

Request the PPM

Review the Private Placement Memorandum and subscription documents with your advisor.

STEP 02

Complete Subscription

Sign subscription agreement, verify accredited investor status, fund your note.

STEP 03

Interest Begins

30 days after acceptance, your capital starts earning at your committed rate.

STEP 04

Monthly Payments

Interest deposited directly to your account by the 6th of each month.

STEP 05

Ongoing Access

Direct line to the management team. Quarterly updates on fund performance and portfolio activity.

COMMON QUESTIONS

What investors ask us.

READY TO BE THE BANK?

Capital is deploying now.

Request the Private Placement Memorandum to review terms with your advisor.

TARGET RAISE

$20M+

MINIMUM

$50K

MONTHLY INTEREST

8-10%

OFFERING

Reg D | 506(c)

Investor Return Calculator

See what your money earns.

Enter an amount and a time horizon. Returns are paid as simple interest, monthly — or leave your earnings in the fund and let them compound.

$
Fund minimum: $50,000
Your rate tier
8%
UP TO $250K
9%
$250K–$500K
10%
$500K+
How you get paid

Interest is paid to you every month as a check. Your principal is returned at the end.

Monthly income
$666
paid to you every month
Annual income
$8,000
Annualized rate
8.00%
Total interest earned
$40,000
Value at end of term
$100,000
Total earned over 5 years
Monthly payout$40,000
Compounded in fund$48,975
For illustration only. Figures are hypothetical projections based on current target rates and are not a guarantee of future results. Compounding scenario assumes monthly earnings remain in the fund and the rate steps up as your balance crosses each tier. This is not an offer to sell or a solicitation of an offer to buy securities; any offering is made only to qualified investors through official offering documents. Past performance does not guarantee future results.