The Lending Ledger

The Lending Ledger provides real estate lending insights, industry trends, and investor-ready tips directly from the professionals behind Liquid Lending Solutions.

Avoid These 5 Mistakes When Securing Hard Money
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Avoid These 5 Mistakes When Securing Hard Money

Think you're ready for a hard money loan? Even experienced investors can stumble on common, costly errors. From underestimating holding costs to lacking a concrete exit strategy, these missteps can delay funding or erase your profits entirely. This guide breaks down the five most frequent mistakes, straight from lenders who have funded over 550 loans, and provides actionable fixes for each. Arm yourself with the knowledge to move quickly, communicate effectively, and close your next deal with confidence.

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Real Estate Lending Under Pressure: A Behind-the-Scenes Look
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Real Estate Lending Under Pressure: A Behind-the-Scenes Look

Real estate lending is feeling the squeeze—and it’s not just higher interest rates. Inflation-driven expenses, tighter underwriting, and stricter DSCR requirements are changing how deals pencil, often pushing banks to require larger down payments and lower leverage on unstabilized assets. In this behind-the-scenes look with industry experts Collin Schwartz and Owen Dashner, we break down what’s driving the pressure, how lenders are adapting, and the moves investors can make to find opportunity in today’s market.

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5 Common Myths About Hard Money…and the Truth
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5 Common Myths About Hard Money…and the Truth

Hard money lending gets a bad rap—but most of what investors hear simply isn’t true. In this post, the team at Liquid Lending Solutions busts five common myths about hard money and shows how smart investors use it to scale, close faster, and unlock bigger opportunities—even in today’s market.

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